Ringkasan
Batas jumlah pinjaman yang tinggi daripada pinjaman konvensional keagenan.
rincian
1) DTI Maks 43%;
2) Jumlah Pinjaman Hingga $2M;
3) Hingga 80% LTV Maks;
4) diperlukan pengembalian pajak 2 tahun;
5) Tidak ada MI (Asuransi Hipotek);
6) 720 atau nilai kredit yang lebih besar;
7) cadangan 12 bulan atau lebih;
8) SFR, 2-4 Unit, PUD, Kondominium;
9) Produk non-AUS.
Apa itu Pinjaman Jumbo?
Pinjaman jumbo adalah jenis pembiayaan yang melebihi batas yang ditetapkan oleh Badan Keuangan Perumahan Federal dan tidak dapat dibeli, dijamin, atau disekuritisasi oleh Fannie Mae atau Freddie Mac.Pemilik rumah harus menjalani persyaratan kredit yang lebih ketat daripada mereka yang mengajukan pinjaman konvensional. Pinjaman jumbo memungkinkan Anda membeli properti mahal.Pinjaman jumbo tidak didukung oleh Fannie Mae atau Freddie Mac.
Bagaimana cara menentukan Pinjaman Jumbo?
Pada tahun 2022, FHFA meningkatkan batas pinjaman untuk semua jenis pinjaman, terutama Pinjaman Jumbo.Silakan lihat di bawah batas pinjaman 2022 di California, jika jumlah pinjaman Anda melebihi $970,800, Anda cocok untuk pinjaman Jumbo.Anda juga dapat mencari batas pinjaman 2022 di negara lain.
Batas Pinjaman California County 2022:
DAERAH | 1-Keluarga | 2-Keluarga | 3-Keluarga | 4- KELUARGA |
ALAMEDA | $970,800 | $1,243,050 | $1,502.475 | $1.867.275 |
ALPIN | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
AMADOR | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
pantat | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
CALAVERAS | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
COLUSA | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
KONTRA COSTA | $970,800 | $1,243,050 | $1,502.475 | $1.867.275 |
DEL NORTE | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
EL DORADO | $675,050 | $864.200 | $1.044.600 | $1,298,200 |
FRESNO | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
GLENN | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
HUMBOLDT | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
IMPERIAL | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
INYO | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
LELAKI YG TDK TERPELAJAR | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
RAJA | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
DANAU | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
LASSEN | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
LOS ANGELES | $970,800 | $1,243,050 | $1,502.475 | $1.867.275 |
MADERA | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
MARIN | $970,800 | $1,243,050 | $1,502.475 | $1.867.275 |
MARIPOSA | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
MENDOCINO | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
MERCED | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
MODOC | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
MONO | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1.643.200 |
NAPA | $897.000 | $1,148,350 | $1,388.050 | $1.725.050 |
NEVADA | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
JERUK | $970,800 | $1,243,050 | $1,502.475 | $1.867.275 |
PLACER | $675,050 | $864.200 | $1.044.600 | $1,298,200 |
PLUMAS | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
TEPI SUNGAI | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
SAKRAMEN | $675,050 | $864.200 | $1.044.600 | $1,298,200 |
SAN BENITO | $970,800 | $1,243,050 | $1,502.475 | $1.867.275 |
SAN BERNARDINO | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
SAN DIEGO | $879.750 | $1,126.250 | $1,361,350 | $1,691,850 |
SAN FRANSISCO | $970,800 | $1,243,050 | $1,502.475 | $1.867.275 |
SAN JOAQUIN | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
SAN LUIS OBISPO | $805.000 | $1,030,550 | $1,245,700 | $1.548.100 |
SAN MATEO | $970,800 | $1,243,050 | $1,502.475 | $1.867.275 |
SANTA BARBARA | $783.150 | $1,002,600 | $1,211,900 | $1,506,100 |
SANTA CLARA | $970,800 | $1,243,050 | $1,502.475 | $1.867.275 |
SANTA CRUZ | $970,800 | $1,243,050 | $1,502.475 | $1.867.275 |
SHASTA | $647,200 | $828.700 | $1,001,650 | $1,244.850 |
SIERRA | $647,200 | $828.700 | $1,001,650 | $1,244.850 |