Ikhtisar Dokumen Jumbo Lengkap
Lengkap Dok JumboJumlah pinjaman melebihi batas pinjaman konvensional yang sesuai.
Kecepatan:KLIK DISINI
Sorotan Program Jumbo Doc Lengkap
Perdana 30 Tahun Tetap & 10/6 ARM
1) Maks.LTV 80% untuk pembelian;Maks.LTV 70% untuk C/O;
2) Maks.Jumlah Pinjaman $3,0 juta;
3) menit.Cadangan 12 bulan di PITIA;
4) menit.FICO 720.
Diperluas 30 Tahun Tetap
1) Jumlah Pinjaman $400K~$4,0M
2) DTI maks hingga 50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * Program ini hanya bersifat retail.
Setoran dengan Bunga.Lebih Banyak Deposit, Tarif Lebih Rendah!
Deposit untuk CD 12 bulan (harus disimpan di akun yang ditunjuk AAA).
Bunga bervariasi berdasarkan tanggal pembukaan.Tarifnya adalah 4,25% pada 12/08/2023.
Setoran minimum adalah20%dari jumlah pinjaman.
1) Maks.Jumlah Pinjaman $4,0 juta
2) Maks.DTI 45%
3) menit.FICO 700
KLIK DISINIuntuk mendapatkan batasan LTV & FICO dan detail lebih lanjut tentang Matrix.
Berita dan Video
Pinjaman Elite Jumbo: Dimana Kemewahan Bertemu Keterjangkauan
Menavigasi Pinjaman Jumbo Dokumen Lengkap: Panduan Dunia Nyata untuk Pembeli dengan Skor FICO Rendah➡Video
Memaksimalkan Investasi Real Estat dengan Pinjaman Full Doc Jumbo: Sorotan pada Kondominium Tetap 30 Tahun dan Tidak Dapat Dijamin Non-Agensi➡Video
Menavigasi Pinjaman Jumbo Dokumen Penuh: Peran Penting dalam Mengelola Keterlambatan Pembayaran Hipotek➡Video
Apa itu Pinjaman Jumbo?
Pinjaman jumbo adalah jenis pembiayaan yang melebihi batas yang ditetapkan oleh Badan Pembiayaan Perumahan Federal dan tidak dapat dibeli, dijamin, atau disekuritisasi oleh Fannie Mae atau Freddie Mac.Pemilik rumah harus menjalani persyaratan kredit yang lebih ketat dibandingkan mereka yang mengajukan pinjaman konvensional.Pinjaman jumbo memungkinkan Anda membeli properti mahal.Pinjaman jumbo tidak didukung oleh Fannie Mae atau Freddie Mac.
Pada tahun 2024, FHFA meningkatkan batasan pinjaman untuk semua jenis pinjaman, terutama Pinjaman Jumbo.Silakan lihat di bawah batas pinjaman tahun 2024 di California.
Batas Pinjaman 2024 di Negara Bagian California
DAERAH | Batas 1 Unit | 2-Batas Satuan | 3-Batas Satuan | 4-Batas Satuan |
ALAMEDA | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
ALPIN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
AMADOR | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
TETAPI | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
CALAVERAS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
COLUSA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
KONTRA KOSTA | $1.149.825 | $1.472.250 | $1.186.350 | $2.211.600 |
DEL UTARA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
EL DORADO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
FRESNO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
GLENN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
HUMBOLDT | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
IMPERIAL | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
DI DALAM | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
LELAKI YG TDK TERPELAJAR | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
RAJA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
DANAU | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
LASSEN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
LOS ANGELES | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
MADERA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
MARIN | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
MARIPOSA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
MENDOCINO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
MERCEDA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
MODOK | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
MONO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
MONTEREY | $920.000 | $1.177.750 | $1.423.650 | $1.769.250 |
NAPA | $1.017.750 | $1.302.900 | $1.574.900 | $1.957.250 |
NEVADA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
ORANYE | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
PENEMPATAN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
PLUMA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
TEPI SUNGAI | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
SAKRAMENTO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
SAN BENITO | $1.149.825 | $1.472.250 | $1.779.525c | $2.211.600 |
SAN BERNARDINO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
SAN DIEGO | $1.006.250 | $1.288.200 | $1.557.150 | $1.935.150 |
SAN FRANSISCO | $1.149.825 | $1.472.250 | $1.779.525 | $1.867.275 |
SAN JOAQUIN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
SAN LUIS OBISPO | $929.200 | $1.189.550 | $1.437.900 | $1.786.950 |
SAN MATEO | $1.149.825 | $1.394.775 | $1.779.525 | $2.211.600 |
SANTA BARBARA | $838.350 | $1.073.250 | $1.297.300 | $1.612.250 |
SANTA CLARA | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
SANTA CRUZ | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
SHASTA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
SIERRA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
SISKIYOU | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
SOLANO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
SONOMA | $877.450 | $1.123.300 | $1.357.800 | $1.687.450 |
STANISLAUS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
SUTER | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
TEHAMA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
TRINITAS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
TULARE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
TUOLUMNE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
VENTURA | $954.500 | $1.221.950 | $1.477.050 | $1.835.600 |
YOLO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
YUBA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |