Ikhtisar Pinjaman Jumbo
Ikhtisar Pinjaman Jumbo
Elit Jumbo (5/6 LENGAN)
♦Setoran dengan Bunga. Lebih Banyak Deposit, Tarif Lebih Rendah!
♦Deposit untuk CD 12 bulan dengan Bunga (harus disimpan di rekening yang ditunjuk AAA).
Bunga bervariasi berdasarkan tanggal pembukaan.
♦ Setoran minimum adalah20%dari jumlah pinjaman.Setoran dengan Bunga.
Full Doc Jumbo (Prime 30 Tahun Tetap/Prime 10/6 ARM)
♦ Maks. LTV 80% untuk pembelian; Maks. LTV 70% untuk C/O;
♦Minimal. Cadangan 12 bulan di PITIA;
KLIK DISINIuntuk mendapatkan batasan LTV & FICO dan detail lebih lanjut tentang Matrix.
Selebaran Jumbo
Berita dan Video
Pinjaman Elite Jumbo: Dimana Kemewahan Bertemu Keterjangkauan
Menavigasi Pinjaman Jumbo Dokumen Lengkap: Panduan Dunia Nyata untuk Pembeli dengan Skor FICO Rendah➡Video
Memaksimalkan Investasi Real Estat dengan Pinjaman Full Doc Jumbo: Sorotan pada Kondominium Tetap 30 Tahun dan Tidak Dapat Dijamin Non-Agensi➡Video
Menavigasi Pinjaman Jumbo Dokumen Penuh: Peran Penting dalam Mengelola Keterlambatan Pembayaran Hipotek➡Video
Apa itu Pinjaman Jumbo?
Pinjaman jumbo adalah jenis pembiayaan yang melebihi batas yang ditetapkan oleh Badan Pembiayaan Perumahan Federal dan tidak dapat dibeli, dijamin, atau disekuritisasi oleh Fannie Mae atau Freddie Mac. Pemilik rumah harus menjalani persyaratan kredit yang lebih ketat dibandingkan mereka yang mengajukan pinjaman konvensional. Pinjaman jumbo memungkinkan Anda membeli properti mahal. Pinjaman jumbo tidak didukung oleh Fannie Mae atau Freddie Mac.
Pada tahun 2024, FHFA meningkatkan batasan pinjaman untuk semua jenis pinjaman, terutama Pinjaman Jumbo. Silakan lihat di bawah batas pinjaman tahun 2024 di California.
Batas Pinjaman 2024 di Negara Bagian California
| DAERAH | Batas 1 Unit | 2-Batas Satuan | 3-Batas Satuan | 4-Batas Satuan |
| ALAMEDA | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| ALPIN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| AMADOR | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TETAPI | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| CALAVERAS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| COLUSA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| KONTRA KOSTA | $1.149.825 | $1.472.250 | $1.186.350 | $2.211.600 |
| UTARA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| EMAS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| FRESNO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| GLENN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| HUMBOLDT | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| IMPERIAL | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| ANDA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| LELAKI YG TDK TERPELAJAR | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| RAJA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| DANAU | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MEMBIARKAN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| LOS ANGELES | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| KAYU | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MARIN | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| MARIPOSA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MENDOCINO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MERCEDA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MODOK | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MONO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MONTEREY | $920.000 | $1.177.750 | $1.423.650 | $1.769.250 |
| NAPA | $1.017.750 | $1.302.900 | $1.574.900 | $1.957.250 |
| NEVADA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| ORANYE | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| PENEMPATAN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| BULU | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TEPI SUNGAI | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SACRAMMENTO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN BENEDIKTUS | $1.149.825 | $1.472.250 | $1.779.525c | $2.211.600 |
| SAN BERNARDINO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN DIEGO | $1.006.250 | $1.288.200 | $1.557.150 | $1.935.150 |
| SAN FRANCISCO | $1.149.825 | $1.472.250 | $1.779.525 | $1.867.275 |
| SAN JOAQUIN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN LUIS OBISPO | $929.200 | $1.189.550 | $1.437.900 | $1.786.950 |
| SAN MATIUS | $1.149.825 | $1.394.775 | $1.779.525 | $2.211.600 |
| SANTA BARBARA | $838.350 | $1.073.250 | $1.297.300 | $1.612.250 |
| SANTA CLARA | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| SALIB KUDUS | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| SHASTA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SIERRA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SISKIYOU | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SOLANO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SONOMA | $877.450 | $1.123.300 | $1.357.800 | $1.687.450 |
| STANISLAUS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SUTER | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| DIA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TRINITAS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TULARE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TUOLUMNE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| VENTURA | $954.500 | $1.221.950 | $1.477.050 | $1.835.600 |
| YOLO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| YUBA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
